Effective Date: October 23, 2025

1. Introduction

Welcome to H&J Capital LLC, operating as v-Homes (“we,” “us,” or “our”). We are a real estate investment and development company based in Florida, dedicated to offering innovative, sustainable, and community-driven housing solutions. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website or interact with our services.

By using our website, you agree to the terms of this Privacy Policy.

2. Information We Collect

A. Personal Information You Provide

• Full name
• Email address
• Phone number
• Mailing address
• Property preferences or inquiries
• Any additional information you voluntarily share

B. Automatically Collected Information

• IP address
• Browser type and version
• Device type and operating system
• Pages visited, time spent, and referring URLs
• Cookies or tracking technologies for analytics and functionality

3. How We Use Your Information

• Respond to inquiries and provide real estate or investment information
• Send updates about available properties, company news, and services
• Improve our website, offerings, and customer experience
• Ensure website security and prevent fraud
• Comply with applicable laws and regulations

We do not sell or rent your personal information to any third party.

4. Cookies and Tracking Technologies

We may use cookies, pixels, or similar technologies to enhance user experience, analyze website performance, and remember user preferences. You can adjust your browser settings to refuse cookies, though some website features may not function properly without them.

5. Sharing and Disclosure of Information

We may share your information only when necessary with:

• Service providers (e.g., web hosting, email, or analytics platforms)
• Business partners or contractors assisting with real estate or investment services
• Legal authorities, if required to comply with laws or protect our rights

All third parties are obligated to keep your information secure and confidential.

6. Data Security

We take reasonable administrative, technical, and physical measures to protect your personal information against unauthorized access, misuse, or loss. While we strive for full protection, no electronic transmission or storage method can be guaranteed 100% secure.

7. Your Rights

You may request to:

• Access, correct, or delete your personal information
• Opt out of receiving marketing communications
• Withdraw consent for data processing (where applicable)

To make a request, please contact us using the information provided below.

8. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the privacy practices or content of those external sites. We recommend reviewing their privacy policies before providing any personal information.

9. Children’s Privacy

Our services and website are not directed toward individuals under 18 years of age. We do not knowingly collect or maintain personal information from minors.

10. Updates to This Policy

We may update this Privacy Policy periodically. Updates will be reflected on this page with a new “Effective Date.” We encourage you to review this policy regularly to stay informed about how we protect your data.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us: